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2012 Service To Seniors (HMO)

Service to Seniors
 Service to Seniors (HMO)
$0 PCP Copay, $4 Preferred Generic Drug Copay and Gym Membership, Dental, Vision and Chiropractic Benefit 
Service To Seniors is a comprehensive plan with broad prescription benefits.
Includes: $4 preferred generic drug, low hospital and outpatient surgery copays, as well as Vision, Chiropractic, and $0 premium Comprehensive Dental and Gym Membership.

Plan available in portions of San Bernardino, Riverside and LA County
 

Easy Ways to EnrollPhoneIn PersonOnlineFaxMail


Comprehensive Health & Prescription Coverage


 Medicare Part D Prescription Benefits:     
•  No Plan Premium or Deductible
•  $4 Preferred Generics Covered in the Gap
•  $12 Non-Preferred Generics
•  Initial Coverage Limit Up to $3,200

 Healthcare Highlights:                               
•  $0 PCP Copayment
•  Low Hospital Copay
•  Chiropractic and Vision Coverage
•  $0 premium Comprehensive Dental and Gym Membership
 


For more information, please download the following files
(requires Adobe Acrobat Reader)
 

2012 Summary of Benefits

2012 Drug Formulary                   

2012 Annual Notice of Change/Evidence of Coverage  
2012 Evidence of Coverage Large Print                                           

Alternate Formats



Download Adobe Reader at
Download Adobe Reader


Medicare Part D Prescription Benefit Questions


Part D Frequently Asked Questions


Plan Summary Questions

How Can I Compare My Options?

Where Is Inter Valley Health Plan Service To Seniors Available?

Who Is Eligible To Join Inter Valley Health Plan Service To Seniors (HMO)?

Can I Choose My Doctors?

What Happens If I Go To A Doctor Who’s Not In Your Network?

Does My Plan Cover Medicare Part B Or Part D Drugs?

Where Can I Get My Prescriptions If I Join This Plan?

What Is A Prescription Drug Formulary?

How Can I Get Extra Help With Prescription Drug Plan Costs?

What Are My Protections In This Plan?

What Is A Medication Therapy Management (MTM) Program?

What Types Of Drugs May Be Covered Under Medicare Part B?





How Can I Compare My Options?
You can compare Inter Valley Health Plan Service To Seniors (HMO) and the Original Medicare Plan using this Summary of Benefits. The charts in this booklet list some important health benefits. For each benefit, you can see what our plan covers and what the Original Medicare Plan covers.

Our members receive all of the benefits that the Original Medicare Plan offers. We also offer more benefits, which may change from year to year.

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Where Is Inter Valley Health Plan Service To Seniors Available?

The service area for these plans includes: Los Angeles*, Riverside*, San Bernardino* Counties, CA. You must live in one of these areas to join the plan.
* denotes partial county

Los Angeles County:
90605; 90670; 90671; 91001; 91003; 91006; 91007; 91008; 91009; 91010; 91016; 91017; 91024; 91025; 91030; 91031; 91101; 91102; 91103; 91104; 91105; 91106; 91107; 91108; 91109; 91114; 91115; 91116; 91117; 91118; 91124; 91125; 91126; 91702; 91706; 91711; 91722; 91723; 91724; 91731; 91732; 91733; 91734; 91740; 91741; 91744; 91745; 91746; 91747; 91748; 91750; 91765; 91766; 91767; 91768; 91769; 91770; 91773; 91775; 91776; 91778; 91780; 91789; 91790; 91791; 91792; 91793; 91801; 91802; 91803; 91804

Riverside County:
91752; 92028; 92201; 92202; 92203; 92210; 92211; 92220; 92223; 92230; 92234; 92235; 92236; 92240; 92241; 92247; 92248; 92253; 92255; 92258; 92260; 92261; 92262; 92263; 92264; 92270; 92276; 92282; 92292; 92320; 92324; 92373; 92399; 92501; 92502; 92503; 92504; 92505; 92506; 92507; 92508; 92509; 92513; 92514; 92515; 92516; 92517; 92518; 92519; 92521; 92522; 92530; 92531; 92532; 92536; 92539; 92543; 92544; 92545; 92546; 92548; 92549; 92551; 92552; 92553; 92554; 92555; 92556; 92557; 92561; 92562; 92563; 92564; 92567; 92570; 92571; 92572; 92581; 92582; 92583; 92584; 92585; 92586; 92587; 92589; 92590; 92591; 92592; 92593; 92595; 92596; 92599; 92860; 92877; 92878; 92879; 92880; 92881; 92882; 92883

San Bernardino County:
91701; 91708; 91709; 91710; 91729; 91730; 91737; 91739; 91743; 91758; 91759; 91761; 91762; 91763; 91764; 91784; 91785; 91786; 92301; 92307; 92308; 92310; 92311; 92312; 92313; 92316; 92318; 92324; 92327; 92329; 92335; 92336; 92337; 92338; 92340; 92342; 92344; 92345; 92346; 92354; 92356; 92358; 92359; 92365; 92368; 92371; 92372; 92373; 92374; 92376; 92377; 92392; 92393; 92394; 92395; 92397; 92398; 92399; 92401; 92403; 92404; 92405; 92407; 92408; 92410; 92411

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Who Is Eligible To Join Inter Valley Health Plan Service To Seniors (HMO)?

You can join Inter Valley Health Plan Service To Seniors (HMO) if you are entitled to Medicare Part A and enrolled in Medicare Part B and live in the service area. However, individuals with End-Stage Renal Disease are generally not eligible to enroll in Inter Valley Health Plan Service To Seniors (HMO) unless they are members of our organization and have been since their dialysis began.

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Can I Choose My Doctors?

Inter Valley Health Plan Service To Seniors (HMO) has formed a network of doctors, specialists, and hospitals. You can only use doctors who are part of our network. The health providers in our network can change at any time.

You can ask for a current provider directory. For an updated list, visit us at http://www.ivhp.com/Site/FindaDoctor.aspx.

Our customer service number is 800-251-8191.

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What Happens If I Go To A Doctor Who’s Not In Your Network?

If you choose to go to a doctor outside of our network, you must pay for these services yourself except in limited situations (for example, emergency care). Neither the plan nor the Original Medicare Plan will pay for these services

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Does My Plan Cover Medicare Part B Or Part D Drugs?

Inter Valley Health Plan Service To Seniors (HMO) does cover both Medicare Part B prescription drugs and Medicare Part D prescription drugs.

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Where Can I Get My Prescriptions If I Join This Plan?

Inter Valley Health Plan Service To Seniors (HMO) has formed a network of pharmacies. You must use a network pharmacy to receive plan benefits. We may not pay for your prescriptions if you use an out-of-network pharmacy, except in certain cases. The pharmacies in our network can change at any time. You can ask for a pharmacy directory or visit us at http://www.ivhp.com/Site/FindaPharmacy.aspx.

Our customer service number is 800-251-8191

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What Is A Prescription Drug Formulary?

Inter Valley Health Plan Service To Seniors (HMO) uses a formulary. A formulary is a list of drugs covered by your plan to meet patient needs. We may periodically add, remove, or make changes to coverage limitations on certain drugs or change how much you pay for a drug. If we make any formulary change that limits our members’ ability to fill their prescriptions, we will notify the affected enrollees before the change is made. We will send a formulary to you and you can see our complete formulary on our Web site at www.ivhp.com/pdf_uploads/2012Formulary_STS-TF.

If you are currently taking a drug that is not on our formulary or subject to additional requirements or limits, you may be able to get a temporary supply of the drug. You can contact us to request an exception or switch to an alternative drug listed on our formulary with your physician’s help. Call us to see if you can get a temporary supply of the drug or for more details about our drug transition policy.

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How Can I Get Extra Help With Prescription Drug Plan Costs?

You may be able to get extra help to pay for your prescription drug premiums and costs as well as get help with other Medicare costs. To see if you qualify for getting extra help, call: 
  • 1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week and see www.medicare.gov ‘Programs for People with Limited Income and Resources’ in the publication Medicare & You. 
  • The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call 1-800-325-0778 or 
  • Your State Medicaid Office.

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What Are My Protections In This Plan?

All Medicare Advantage Plans agree to stay in the program for a full calendar year at a time. Plan benefits and cost-sharing may change from calendar year to calendar year. Each year, plans can decide whether to continue to participate with Medicare Advantage. A plan may continue in their entire service area (geographic area where the plan accepts members) or choose to continue only in certain areas. Also, Medicare may decide to end a contract with a plan. Even if your Medicare Advantage Plan leaves the program, you will not lose Medicare coverage. If a plan decides not to continue for an additional calendar year, it must send you a letter at least 90 days before your coverage will end. The letter will explain your options for Medicare coverage in your area.

As a member of Inter Valley Health Plan Service To Seniors (HMO), you have the right to request an organization determination, which includes the right to file an appeal if we deny coverage for an item or service, and the right to file a grievance. You have the right to request an organization determination if you want us to provide or pay for an item or service that you believe should be covered. If we deny coverage for your requested item or service, you have the right to appeal and ask us to review our decision. You may ask us for an expedited (fast) coverage determination or appeal if you believe that waiting for a decision could seriously put your life or health at risk, or affect your ability to regain maximum function. If your doctor makes or supports the expedited request, we must expedite our decision. Finally, you have the right to file a grievance with us if you have any type of problem with us or one of our network providers that does not involve coverage for an item or service. If your problem involves quality of care, you also have the right to file a grievance with the Quality Improvement Organization (QIO) for your state. Please refer to the Evidence of Coverage (EOC) for the QIO contact information.

As a member of Inter Valley Health Plan Service To Seniors (HMO), you have the right to request a coverage determination, which includes the right to request an exception, the right to file an appeal if we deny coverage for a prescription drug, and the right to file a grievance. You have the right to request a coverage determination if you want us to cover a Part D drug that you believe should be covered. An exception is a type of coverage determination. You may ask us for an exception if you believe you need a drug that is not on our list of covered drugs or believe you should get a non-preferred drug at a lower out-of-pocket cost. You can also ask for an exception to cost utilization rules, such as a limit on the quantity of a drug. If you think you need an exception, you should contact us before you try to fill your prescription at a pharmacy. Your doctor must provide a statement to support your exception request. If we deny coverage for your prescription drug(s), you have the right to appeal and ask us to review our decision. Finally, you have the right to file a grievance if you have any type of problem with us or one of our network pharmacies that does not involve coverage for a prescription drug. If your problem involves quality of care, you also have the right to file a grievance with the Quality Improvement Organization (QIO) for your state. Please refer to the Evidence of Coverage (EOC) for the QIO contact information.

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What Is A Medication Therapy Management (MTM) Program?

A Medication Therapy Management (MTM) Program is a free service we offer. You may be invited to participate in a program designed for your specific health and pharmacy needs. You may decide not to participate but it is recommended that you take full advantage of this covered service if you are selected. Contact Inter Valley Health Plan Service To Seniors (HMO) for more details.

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What Types Of Drugs May Be Covered Under Medicare Part B?

Some outpatient prescription drugs may be covered under Medicare Part B. These may include, but are not limited to, the following types of drugs. Contact Inter Valley Health Plan Service To Seniors (HMO) for more details. 
  • Some Antigens: If they are prepared by a doctor and administered by a properly instructed person (who could be the patient) under doctor supervision. 
  • Osteoporosis Drugs: Injectable drugs for osteoporosis for certain women with Medicare. 
  • Erythropoietin (Epoetin Alfa or Epogen®): By injection if you have end-stage renal disease (permanent kidney failure requiring either dialysis or transplantation) and need this drug to treat anemia. 
  • Hemophilia Clotting Factors: Self-administered clotting factors if you have hemophilia. 
  • Injectable Drugs: Most injectable drugs administered incident to a physician’s service. 
  • Immunosuppressive Drugs: Immunosuppressive drug therapy for transplant patients if the transplant was paid for by Medicare, or paid by a private insurance that paid as a primary payer to your Medicare Part A coverage, in a Medicare-certified facility. 
  • Some Oral Cancer Drugs: If the same drug is available in injectable form. 
  • Oral Anti-Nausea Drugs: If you are part of an anti-cancer chemotherapeutic regimen. 
  • Inhalation and Infusion Drugs administered through DME.111

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